Personal Insurance

PAIB offers a wide range and combination of insurance solutions to protect your personal assets such as your house and car, your health and your life.
  • Motor Insurance
Insurance to protect your motor vehicles and motor cycles from fire, theft, accidental damage, or liability caused to a third party.
  • Property Insurance
Property insurance covers damage caused by perils such as fire, theft, vandalism, or natural disasters to your home and or the contents of your home. This includes the building, furniture, appliances, mobile devices and liability that may occur at your home. These types of policies generally also provide embedded cover SASRIA.
  • Life Insurance
Life insurance is a contract between an individual (The insured) and an insurance company, where the insured pays premiums in exchange for a lump sum payment, known as a death benefit, to be paid out to beneficiaries upon the insured professionals death.

  • Disability Insurance
Disability insurance can be included to a Life Insurance policy as a lump sum to be paid out to beneficiaries upon the insured person becoming physically disabled.

  • Dread Disease Insurance
Dread Disease insurance can be included to a Life Insurance policy as a lump sum to be paid out to beneficiaries upon the insured person contracting a dreaded disease.
  • Retirement Annuities (RAs)
A retirement annuity (RA) lets you specifically save for your retirement by putting money into a dedicated investment fund that grows your money in a tax-efficient way and which you can only access at age of retirement.
  • Income Protection Insurance
Income protection insurance, also known as disability income insurance or income replacement insurance, is a type of insurance policy that provides a source of income if the policyholder becomes unable to work due to illness or injury.
  • Health Insurance
We offers our clients both comprehensive medical aids and primary health insurance.

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